Terms & Conditions

Last Updated: August 5, 2026

These Terms & Conditions ("Terms") govern your use of the Rocky Peak Insurance Services LLC ("we," "us," or "our") website located at rockypeakins.com and our insurance agency services. By accessing or using our website or services, you agree to be bound by these Terms. If you do not agree with any part of these Terms, please do not use our website or services.

1. Acceptance of Terms

By accessing, browsing, or submitting information through our website, you acknowledge that you have read, understood, and agree to be bound by these Terms and our Privacy Policy. These Terms constitute a legally binding agreement between you and Rocky Peak Insurance Services LLC.

2. Nature of Our Services

Rocky Peak Insurance Services LLC is a Colorado-registered insurance agency (Business ID: 18563713) operating as an insurance broker/agency. We are not an insurance company. Our role is to facilitate insurance inquiries between you and insurance carriers. The services we offer include:

• Insurance consultation and coverage exploration.
• Submission of quote requests to insurance carriers on your behalf.
• Assistance with policy servicing and general insurance inquiries.
• Educational content regarding insurance products through our blog.

We currently focus on serving clients located in Colorado. We do not represent that we are licensed to transact insurance business in any state other than Colorado.

3. Insurance Products Disclaimer

All insurance products are subject to underwriting and policy terms and conditions. The information provided on this website is a general description of insurance products and is not a statement of contract. Insurance coverage can only be bound by an authorized insurance carrier after a complete application has been submitted and approved. Quotes provided through our services are estimates only and are not a guarantee of insurability or final premium. The actual insurance policy, including all endorsements and conditions, governs the scope of coverage.

4. Quote Requests and Submissions

When you submit a quote request or contact form through our website:

• You authorize us to share the information you provide with insurance carriers and their underwriting teams for the purpose of obtaining quotes.
• You confirm that the information you provide is accurate and complete to the best of your knowledge.
• You understand that incomplete or inaccurate information may result in inaccurate quotes or denial of coverage.
• You understand that submitting a quote request does not constitute a binding insurance contract.

5. No Professional Advice

The content on this website, including blog articles and product descriptions, is provided for general informational purposes only and does not constitute legal, tax, or insurance advice. You should consult with a qualified insurance professional and review the actual policy language before making decisions about your insurance coverage.

6. User Obligations

You agree to use our website and services only for lawful purposes. You will not:

• Submit false, inaccurate, or misleading information.
• Attempt to interfere with the security or operation of our website.
• Use automated systems to submit forms or scrape content without our written permission.
• Reproduce, distribute, or commercially exploit any content from our website without prior written consent.

7. Intellectual Property

All content on this website, including text, graphics, logos, images, and software, is the property of Rocky Peak Insurance Services LLC or its content providers and is protected by U.S. and international copyright laws. You may view and print pages from this website for your personal, non-commercial use only.

8. Third-Party Links

Our website may contain links to third-party websites, including insurance carrier websites, that are not owned or controlled by us. We are not responsible for the content, privacy practices, or accuracy of information on these third-party websites. Accessing these links is at your own risk.

9. Limitation of Liability

To the fullest extent permitted by law, Rocky Peak Insurance Services LLC, its owners, employees, and agents shall not be liable for any direct, indirect, incidental, consequential, special, or exemplary damages arising out of or in connection with your use of our website or services, including but not limited to damages for loss of profits, goodwill, use, data, or other intangible losses resulting from:

• The inability to obtain insurance coverage through our services.
• The accuracy or completeness of quotes provided.
• Any decisions made or actions taken in reliance on information from our website.
• Unauthorized access to or alteration of your data.

10. Indemnification

You agree to indemnify and hold harmless Rocky Peak Insurance Services LLC, its officers, directors, employees, and agents from any claims, damages, liabilities, costs, or expenses (including reasonable attorneys' fees) arising out of your use of our website or services, your violation of these Terms, or your infringement of any third-party rights.

11. Governing Law and Dispute Resolution

These Terms shall be governed by and construed in accordance with the laws of the State of Colorado, without regard to its conflict of law provisions. Any dispute arising out of or relating to these Terms or our services shall be resolved exclusively in the state or federal courts located in Denver County, Colorado. You hereby consent to the personal jurisdiction of these courts.

12. Changes to These Terms

We reserve the right to modify these Terms at any time. When we do, we will revise the "Last Updated" date at the top of this page. Your continued use of our website or services after any changes indicates your acceptance of the new Terms. We encourage you to review these Terms periodically.

13. Severability

If any provision of these Terms is found to be unenforceable or invalid by a court of competent jurisdiction, that provision shall be limited or eliminated to the minimum extent necessary, and the remaining provisions shall remain in full force and effect.

14. Contact Us

If you have any questions about these Terms & Conditions, please contact us:

Rocky Peak Insurance Services LLC
1600 Broadway, Suite 1200
Denver, CO 80202
United States
Email: info@rockypeakins.com
Phone: +1 (808) 509-7828
Business Hours: Monday - Friday, 9:00 AM - 5:00 PM (MT)